A car accident could leave you with serious injuries, expensive medical bills, property damage, and lost wages. It could also take the life of your loved one. If you were injured in a car accident in Mercer County, contact a Hamilton car accident attorney at the Portlock Law for personalized case evaluation. We want to listen to your story and help you understand your rights. We will apply years of knowledge and legal experience to your accident claim to help you achieve justice.
How Can a Hamilton Car Accident Lawyer Help?
At the Portlock Law, our lead Hamilton personal injury lawyer is a former insurance defense attorney. This gives us a deep and unique understanding of how insurance companies operate. We know what tactics they use to devalue car accident claims. We can help you counter these tactics with strategies of our own as your car accident attorneys.
TACTIC: OFFERING LESS THAN YOUR INJURIES ARE WORTH
Response: We will prove the full value of your losses, as well as projected future expenditures, using evidence such as medical bills and records, letters from your doctor, pay stubs, and hired experts. We know how to hold an insurance company responsible for the full and fair worth of your injury claim.
TACTIC: DENYING A VALID CLAIM WITHOUT REASON
Response: Unfair claims denials are a form of insurance bad faith, meaning the company is not handling your claim fairly or honestly. The insurer must give a valid reason for denying your claim. Otherwise, we can file a bad-faith insurance claim against the company. We can also help you request an internal or external review of a claims denial.
TACTIC: DRAWING OUT THE INVESTIGATIVE PROCESS AS LONG AS POSSIBLE
Response: One tactic a company may use to try to save money or avoid paying as long as possible is to unnecessarily draw out the investigative or analysis process. Our Hamilton car accident attorneys can contact the insurance company demanding an explanation for the delay or motivating the company to process your claim quicker.
These are just three examples of many different tactics a car insurance company may use to diminish or eliminate your payout. Attorney Marc D. Portlock has experience working for the other side. He knows exactly how to negotiate with an insurance company, leveraging his knowledge and experience for maximum results.
What to Do After a Car Accident in Hamilton Township
After a car accident, prepare yourself early on for the claims process by contacting the police and collecting as much evidence as possible. Call 911 from the scene of your wreck for an official report. Take photographs at the scene, if you can. Go to a hospital in Hamilton Township for a checkup, even if you don’t think you have any injuries. Then, start the insurance claims process.
New Jersey is a no-fault insurance state. Under this state law, you will seek compensation from your own auto insurance provider, even if you were not at fault for the wreck. Your personal injury protection insurance will cover your expenses. However, if your injuries were severe, you may be able to file a claim against the other driver’s insurer. For assistance with the insurance claims process after an auto accident, speak with a knowledgeable Hamilton car accident attorney.
In New Jersey, serious injury can describe a broken bone, head or brain injury, spinal cord injury, organ damage, or permanent scarring and disfigurement. Victims whose injuries that meet this threshold can recover compensation through a third party insurance claim – a claim against the responsible driver’s insurance policy.
Schedule a Consultation With a Car Accident Attorney in Hamilton, NJ
A serious car accident could jeopardize your future. You may have severe or permanent personal injuries that impact you for life. It is important to speak to a car accident lawyer after a harmful crash in Hamilton Township, NJ. Our local attorneys at the Portlock Law offer zero-obligation, initial consultations. We also operate on a contingency fee basis, meaning we do not charge for our services unless we win the case. Discuss your rights and legal options with our car accident attorneys today.